Debt can happen to anyone, for a variety of reasons. Every year, together with local churches, CAP (Christians Against Poverty) helps hundreds of families get back on their feet and work their way out of debt. Our free, one-of-a-kind debt counselling service works with each unique client to create a budget that puts priority on food and rent, negotiate with creditors and establish a long-term repayment plan—so that people become completely debt free! Contact Trena Morse at trena.morse@capnz.org

Trena Morse
CAP Debt Centre Manager

---

The CAP Money Course is a revolutionary money management course that teaches people budgeting skills and a simple, cash-based system that really works. This course will help anyone to get more in control of their finances, so they can save, give and prevent debt. The CAP Money Course is a course devised by the award-winning debt counselling charity, Christians Against Poverty. The next CAP Money course starts 26 September 2018. More information here.

Brigitte Bagg
CAP Money Course Manager